THE Bank of Zambia (BoZ) says the recent Kwacha appreciation is real and is a result of purely supply and demand factors. And PwC Country Senior Partner Andrew Chibuye says according to the 2025 Zambia Banking Industry Survey Report, cybersecurity and the state of the local economy are among the top issues confronting Zambian banks in 2025. Speaking during the launch of the 2025 Zambia Banking Industry Survey Report by PwC, Wednesday, BoZ Governor Dr Denny Kalyalya said the central bank had noticed that the exchange rate tends to go up around September. “So, what we have observed is that around September, something is just magical. If you look at the numbers, it tends to push up because in 2015,...