FORMER Labour Minister Fackson Shamenda says plans for workers access to their pensions before retiring will result in many people being destitute. And Shamenda has warned that if government doesn’t handle pension reforms well, it’ll have negative effects on the economy. Government has embarked on a journey to implement pension reforms, including the proposed introduction of pre-retirement partial benefits withdrawal under the National Pension Scheme Authority (NAPSA). But in an interview,, Shamenda said most workers were heavily indebted and would therefore fail to make any meaningful investments. “If NAPSA was having 100 million for example, or hypothetically speaking, and that is the money they were having to invest for the pensioners to come and benefit from, if you give them...