THE Zambia Union of Financial Institutions and Allied Workers (ZUFIAW) has called on government to explain the debt swap in detail so that civil servants have an understanding of the initiative to avoid “cries” afterward. In an interview, ZUFIAW general secretary Msiska Chingati said one of the aspects that needed an explanation was whether government would also bear the interest rates on the loans acquired by the civil servants. “So, we are very interested to see how the MoU is going to be structured so that we know who is getting what and who is paying for what. For now, we are studying the process to see to it that everybody else is a better beneficiary in terms of what...